Health insurance

Health insurance is a type of insurance products that specifically guarantee the cost of health care or treatment of the members of the insurance if they fall ill or have an accident. Generally, there are two types of treatment offered by insurance companies, namely hospitalization (in-patient treatment) and outpatient (out-patient treatment).

Health insurance products held either by the social insurance companies, insurance companies, as well as general insurance companies.

In Indonesia, PT Askes Indonesia is one of the social insurance companies which hold health insurance to its members who are mainly civil servants both civil and non-civilian. Their children are also guaranteed up to the age of 21 years. The retiree and his wife or the husband is also guaranteed for life.

Some insurance companies and life insurance also has marketing programs of health insurance with a variety of different variants. In general, insurance companies health insurance program organized in cooperation with the hospital providers either directly or through intermediary institutions as an assistant hospital network management.